We’ve talked quite a bit on this blog about the financial implications of a serious car accident. From the medical bills to lost wages, even minor injuries sustained in a crash can result in a huge financial blow to your family. The crux of the dilemma is this: You need a certain amount of money to fully recover from your accident, and the at-fault driver’s insurance company may be liable for that amount. Getting them to pay you what’s fair, however, can be extremely difficult on your own.

That’s why we recommend calling an attorney immediately following your accident for the reasons above and for another important reason you may not be aware of. The at-fault driver will more than likely have an attorney representing their best interests assigned to them by their insurance company. Many insurance policies come with built-in legal representation in the event you cause an accident. The reason for this is the insurance company wants to pay as little as possible for injury claims against their policyholders. Makes senses. It’s just good business.

However, don’t expect your insurance company to do the same. As the accident victim, your insurance company isn’t necessarily responsible for your injuries, which means they have no skin in the game. If you want legal help in getting compensation for your injuries, you have to go out and get a lawyer yourself. In our opinion, the sooner you do so, the better.